1. INTRODUCTION

1.1 Agreement to Terms

Welcome to selvaganeshpandian.com (the “Website”). This Website is owned and operated by Selva Ganesh Pandian (“we,” “us,” “our,” or “the Company”).

These Terms and Conditions (“Terms,” “Terms of Use,” or “Agreement”) govern your access to and use of our Website, including any content, functionality, products, and services offered on or through the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website.

1.2 Changes to Terms

We reserve the right to modify, update, or change these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Website.

Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

It is your responsibility to review these Terms periodically.

The “Last Updated” date at the top of this page indicates when these Terms were last revised.

1.3 Additional Terms

Certain features, services, or products offered on the Website may be subject to additional terms and conditions. Those additional terms are incorporated by reference into these Terms.

2. ELIGIBILITY AND ACCOUNT REGISTRATION

2.1 Age Requirement

You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are at least 18 years old.

If you are under 18, you may use the Website only with the involvement and consent of a parent or legal guardian.

2.2 Account Creation

To access certain features of the Website (such as registering for workshops, webinars, or programs), you may be required to create an account.

When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

2.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Abusive behavior toward our team or other users
  • Non-payment of fees

You may terminate your account at any time by contacting us at [support email].

3. USE OF THE WEBSITE

3.1 Permitted Use

You may use the Website for lawful purposes only and in accordance with these Terms.

You agree NOT to use the Website:

  • ❌ In any way that violates any applicable national, state, local, or international law or regulation
  • ❌ To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
  • ❌ To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
  • ❌ To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website
  • ❌ To use any robot, spider, or other automatic device to access the Website for any purpose without our express written permission
  • ❌ To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful

3.2 User Conduct

You are solely responsible for your conduct while using the Website and for any content you submit, post, or transmit through the Website.

You agree NOT to:

  • Post or transmit any defamatory, obscene, pornographic, abusive, or offensive content
  • Harass, threaten, or intimidate any person
  • Violate the intellectual property rights of others
  • Post false, misleading, or fraudulent information
  • Engage in any form of data mining, scraping, or extraction
  • Attempt to gain unauthorized access to any portion of the Website or any systems or networks

Violation of these terms may result in immediate termination of your access to the Website and potential legal action.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 Ownership

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, graphics, design, layout, look and feel, trademarks, logos, frameworks, methodologies, and the selection and arrangement thereof) are owned by Selva Ganesh Pandian and are protected by Indian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

4.2 Trademarks

The name “Selva Ganesh Pandian,” the Company logo, product and service names, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors.

You may not use such marks without our prior written permission.

4.3 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes, subject to these Terms.

This license does NOT include:

  • Any commercial use of the Website or its content
  • Collection or use of any product listings, descriptions, or prices
  • Any downloading or copying of account information for the benefit of another party
  • Any use of data mining, robots, or similar data gathering and extraction tools
  • Creating derivative works or reverse engineering any part of the Website

4.4 User Content

If you submit, post, or transmit any content to the Website (such as testimonials, reviews, comments, questions, or feedback), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent and warrant that:

  • You own or control all rights to the content you submit
  • The content is accurate and not misleading
  • The content does not violate these Terms or any applicable law

5. SERVICES AND PRODUCTS

5.1 Workshops, Webinars, and Training Programs

We offer various workshops, webinars, training programs, and coaching services (collectively, “Services”) through the Website.

By purchasing or registering for any Service:

  • You agree to pay all applicable fees as specified
  • You agree to the specific terms and conditions applicable to that Service
  • You acknowledge that each Service has its own refund policy (as specified on the purchase page)

5.2 Pricing and Payment

  • All prices are in Indian Rupees (INR) unless otherwise stated
  • Prices are subject to change without notice
  • Payment must be made in full at the time of registration or purchase
  • We accept UPI, Credit/Debit Cards, Net Banking, and other payment methods as displayed on the Website
  • All transactions are processed through secure, third-party payment gateways

5.3 Accuracy of Information

We attempt to ensure that information on the Website (including pricing, product descriptions, and availability) is accurate. However, we do not warrant that:

  • Product or service descriptions are accurate, complete, reliable, current, or error-free
  • The Website will be uninterrupted or error-free
  • Defects will be corrected

We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

5.4 Third-Party Services

The Website may integrate with or link to third-party services (such as payment gateways, email service providers, or scheduling tools).

Your use of third-party services is subject to their respective terms and conditions. We are not responsible for:

  • The availability, accuracy, or content of third-party services
  • Any damages or losses resulting from your use of third-party services
  • The privacy practices of third-party service providers

6. USER CONTENT AND TESTIMONIALS

6.1 Submission of Content

The Website may allow you to submit testimonials, reviews, comments, questions, feedback, or other content (“User Content”).

By submitting User Content, you:

  • Grant us permission to use, display, and publish your content on the Website and marketing materials
  • Represent that the content is your original work and does not violate any third-party rights
  • Waive any moral rights or rights of attribution you may have

6.2 Content Standards

All User Content must:

  • Be accurate and truthful (if stating facts)
  • Comply with applicable laws and regulations
  • Not contain any defamatory, obscene, offensive, or illegal material
  • Not violate any third-party intellectual property rights
  • Not contain any confidential or proprietary information

6.3 Monitoring and Removal

We reserve the right (but have no obligation) to:

  • Monitor all User Content
  • Remove or refuse to post any User Content for any reason
  • Disclose User Content if required by law or to protect our rights

We do not endorse any User Content and are not responsible for its accuracy or reliability.

6.4 Testimonials Disclaimer

Testimonials and case studies displayed on the Website represent individual experiences and results.

They are not guarantees of similar results. Your results may vary based on:

  • Your effort and commitment
  • Your business situation and resources
  • Market conditions and external factors
  • Implementation of strategies taught

7. PRIVACY AND DATA PROTECTION

7.1 Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

7.2 Data Collection

By using the Website, you consent to the collection and use of your information as described in our Privacy Policy, including:

  • Personal information (name, email, phone number, etc.)
  • Payment information (processed securely by third-party payment gateways)
  • Usage data (IP address, browser type, pages visited, etc.)
  • Cookies and tracking technologies

7.3 Communication

By registering on the Website or purchasing our Services, you consent to receive:

  • Transactional emails (order confirmations, receipts, account notifications)
  • Marketing emails (newsletters, promotional offers, updates)
  • SMS notifications (workshop reminders, important updates)

You may opt out of marketing communications at any time by clicking “unsubscribe” in our emails or contacting us at [email].

Note: You cannot opt out of transactional communications related to services you have purchased.

8. DISCLAIMER OF WARRANTIES

8.1 “As Is” and “As Available”

THE WEBSITE AND ALL CONTENT, SERVICES, AND PRODUCTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, reliability, or completeness of content
  • Uninterrupted or error-free operation
  • Security of data transmission

8.2 No Professional Advice

The content on the Website is for informational and educational purposes only. It is NOT intended as:

  • Legal advice
  • Financial advice
  • Tax advice
  • Accounting advice
  • Investment advice
  • Professional business consulting

You should consult with appropriate licensed professionals before making any business, financial, or legal decisions.

8.3 No Guarantee of Results

We do not guarantee any specific results or outcomes from:

  • Using the Website
  • Attending our workshops or programs
  • Implementing strategies or frameworks taught
  • Following advice or recommendations provided

Your results depend on many factors, including:

  • Your individual effort and commitment
  • Your business situation and resources
  • Market conditions and competition
  • Economic factors beyond our control
  • Proper implementation of strategies

Testimonials and case studies shown on the Website represent exceptional results and are not typical. Individual results vary.

9. LIMITATION OF LIABILITY

9.1 Maximum Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SELVA GANESH PANDIAN, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE TO YOU FOR:

ANY indirect, incidental, special, consequential, or punitive damages, including:

  • Loss of profits or revenue
  • Loss of business opportunities
  • Loss of data or information
  • Business interruption
  • Loss of goodwill or reputation
  • Cost of substitute services

…arising from or related to your use of (or inability to use) the Website, even if we have been advised of the possibility of such damages.

9.2 Total Liability Cap

Our total liability to you for all claims arising from or related to the Website or any Services shall not exceed:

  • The amount you paid to us in the 12 months preceding the claim, OR
  • ₹1,000 (Rupees One Thousand Only)

…whichever is greater.

9.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Selva Ganesh Pandian, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from:

  • Your use or misuse of the Website
  • Your violation of these Terms
  • Your violation of any rights of another person or entity
  • Your User Content or any content you submit to the Website
  • Your violation of any applicable laws or regulations
  • Your fraudulent or illegal activities

This indemnification obligation will survive termination of these Terms and your use of the Website.

11. EXTERNAL LINKS

11.1 Third-Party Websites

The Website may contain links to third-party websites or resources that are not owned or controlled by us (such as social media platforms, payment gateways, partner websites, or resources mentioned in blog posts).

We provide these links for your convenience only.

11.2 No Endorsement

We do not endorse or assume any responsibility for:

  • The content, privacy policies, or practices of any third-party websites
  • Any products or services offered by third parties
  • The accuracy or reliability of information on third-party sites

11.3 Your Responsibility

You acknowledge and agree that:

  • Your use of third-party websites is at your own risk
  • You should review the terms and privacy policies of any third-party websites you visit
  • We are not liable for any harm or damages related to your use of third-party websites

12. COPYRIGHT INFRINGEMENT (DMCA POLICY)

12.1 Reporting Copyright Infringement

We respect the intellectual property rights of others and expect our users to do the same.

If you believe that content on our Website infringes your copyright, please provide us with the following information:

Required Information:

  • Your physical or electronic signature
  • Identification of the copyrighted work claimed to have been infringed
  • Identification of the material claimed to be infringing (with URL or location on Website)
  • Your contact information (address, telephone number, email)
  • A statement that you have a good faith belief that the use is not authorized
  • A statement, under penalty of perjury, that the information is accurate and you are authorized to act on behalf of the copyright owner

Send DMCA notices to:
Email: [legal/dmca email]
Address: [Physical address]

12.2 Counter-Notification

If you believe your content was wrongly removed due to a copyright claim, you may submit a counter-notification with the required information as per applicable law.

13. DISPUTE RESOLUTION

13.1 Governing Law

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

13.2 Jurisdiction

You agree that any legal action or proceeding arising from or related to these Terms or the Website shall be brought exclusively in the courts located in [Your City, State], India.

You consent to the personal jurisdiction of such courts and waive any objection to venue.

13.3 Arbitration (Optional)

[If you prefer arbitration, include this section]:

Any dispute arising from these Terms shall first be resolved through good-faith negotiation. If negotiation fails, the dispute shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996.

The arbitration shall be conducted in [City], India, in English language, by a single arbitrator mutually agreed upon by the parties.

13.4 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14. TERMINATION

14.1 Termination by Us

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including:

  • Breach of these Terms
  • Fraudulent or illegal activity
  • Abusive behavior
  • Non-payment of fees
  • At our sole discretion

14.2 Termination by You

You may stop using the Website at any time. If you have an account, you may request account deletion by contacting us at [support email].

14.3 Effect of Termination

Upon termination:

  • Your right to use the Website will immediately cease
  • All provisions of these Terms that by their nature should survive termination shall survive (including ownership provisions, warranty disclaimers, indemnity, and limitations of liability)
  • Termination does not affect any rights or obligations that accrued prior to termination

15. FORCE MAJEURE

We shall not be liable for any failure or delay in performance of our obligations under these Terms due to causes beyond our reasonable control, including:

  • Acts of God (earthquakes, floods, storms, pandemics)
  • War, terrorism, or civil unrest
  • Government actions or regulations
  • Labor strikes or disputes
  • Internet or telecommunications failures
  • Power outages
  • Cyberattacks or hacking incidents

During a force majeure event:

  • Our obligations are suspended for the duration of the event
  • We will make reasonable efforts to minimize the impact
  • If the event continues for more than 30 days, either party may terminate affected services

16. MISCELLANEOUS PROVISIONS

16.1 Entire Agreement

These Terms, together with our Privacy Policy and any additional terms applicable to specific Services, constitute the entire agreement between you and us regarding the use of the Website.

16.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16.3 Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

16.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent.

We may assign or transfer these Terms to any affiliate or successor entity without restriction.

16.5 No Agency

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and us.

16.6 Contact Information

For questions about these Terms, please contact us:

Email: [legal/support email]
Phone: [contact number]
Address: [physical business address]
Website: selvaganeshpandian.com

17. ACKNOWLEDGMENT

BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT:

✅ You have read and understood these Terms
✅ You agree to be bound by these Terms
✅ You are at least 18 years of age
✅ You will comply with all applicable laws
✅ You understand the disclaimers and limitations of liability
✅ You accept all risks associated with using the Website

If you do not agree to these Terms, you must immediately stop using the Website.

© 2025 Selva Ganesh Pandian. All Rights Reserved.

END OF TERMS AND CONDITIONS

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